U.S. Longshore and Harbor Workers' (USL&H) and
Jones Act/Maritime Employers Liability (MEL)
SeaBright Insurance Company is one of the country's few workers' compensation insurance carriers with a specialty in USL&H and MEL (Jones Act) exposures. From executives to underwriters, claims managers to support staff, our employees understand the unique insurance requirements faced by businesses operating on or near navigable waters.
As a result, we are a recognized expert at providing high-hazard, multi-jurisdictional workers' compensation coverage in a single policy. Not only do our claim closure rates surpass those of the 10 largest workers' compensation insurance carriers,1 but the quality of our claims management services helps improve results for policyholders:
- Our maritime claims examiners average 24 years' experience handling claims, giving them deep knowledge of both federal and state requirements.
- Manageable case loads that are well below the industry average ensure prompt, personal attention.
- Our ability to write multi-jurisdictional coverage in a single policy all but eliminates the costly, time-consuming litigation characteristic of claims when multiple jurisdictions are involved.
To learn more about maritime workers compensation requirements and SeaBright's coverage, please click on the materials below.
Federal Acts
U.S. Longshore and Harbor Workers' Compensation Act
Federal and Admiralty Laws: Who Is Covered?
SeaBright Coverage
Worker's Compensation Solutions for Maritime Employers
Jones Act/Maritime Employers Liability
Small Maritime Program
1 Performance data comes from Schedule P, Part V, from the annual statements of the top 10 private workers' compensation insurance underwriters, as measured by premiums written. For subsidiaries of holding companies, the aggregate data for all held companies was used.