State Act Workers' Compensation
With licenses in 49 states, the District of Columbia, and Guam, we are committed to providing workers' compensation coverage for a wide range of industries, especially business with unusual exposures that can benefit from our advanced expertise. We partner with independent agents, managing general underwriters, and select wholesale brokers throughout the country to develop specialized workers' compensation programs, including all-in-one policies that cover multiple jurisdictions and/or multi-state businesses.
Our state act programs include the industries listed below (for details, click on an industry name):
Automobile Dealers: For automobile and truck dealers and their salespeopleCredit Unions: For full-service credit unions
Construction: For most types of commercial construction contractors, including for major infrastructure construction projects
Energy: For oil and gas development, oil and gas well operations, alternative energy, power generation and utilities, and tank building
Food Processing and Distribution: For food processing and distribution-related businesses
Gun/Hunt Clubs: For a wide range of clubs, including indoor ranges that sell and service weapons and outdoor clubs with ranges for trap, skeet, or clay shooting, as well as pistol/rifle target practice
Health Care: For acute care centers, nursing homes, small hospitals, physicians groups, senior living facilities, and other classes
Hospitality: For several classes of hotels, casinos, bars, and restaurants
Manufacturing: For dozens of manufacturing classes, including food, liquor, appliance, and construction-related manufacturers, such as machinery, iron, steel, paint, plastics, and plumbing supply merchants
Marine Dealers, Marinas, Restaurants: For marine dealers, marinas, restaurants and other classes
Maritime: For U.S. Longshore and Harbor Workers' Compensation (USL&H) and Maritime Employers Liability (Jones Act) exposures, including cross-state, multijurisdictional coverage within a single policy
Mountain Resorts: For year-round operations of ski resorts and their ancillary services
Property Management: For residential building managers
Public Entities: For parking, bridge, and tunnel authorities; utilities; and public works projects
Retail: For apparel, grocery, furniture, jewelry, hardware, drug, books, records, and other retail stores
Self-Storage and Warehousing: For storage and warehouse staff
Schools, Colleges, and Universities: For staff of K-12 private schools, colleges, and universities
Sports and Entertainment: For sports and entertainment venues, front office and coaching staff of sports teams, governing bodies, fairs, and family entertainment centers